1. Daily Deposit Loan (After 3 Months)
A convenient loan scheme based on the savings of our members in the Daily Deposit Scheme. Easy financial assistance is provided based on your accumulated balance.
| Loan Feature | General Terms & Conditions |
|---|---|
| Loan Limit | In proportion to the daily deposit amount (as per rules) |
| Interest Rate | Attractive & reasonable interest rates (please contact the branch) |
| Repayment Tenure | Easy daily or monthly installments |
| Security / Guarantor | Daily deposit account balance pledge |
2. Member Loan
A special loan scheme to meet the personal, educational, or family emergency financial needs of the official and esteemed members of the credit society.
| Loan Feature | General Terms & Conditions |
|---|---|
| Loan Limit | As per member's eligibility and rules |
| Interest Rate | Attractive interest rates (please contact the branch) |
| Repayment Tenure | Easy monthly installments / Fixed tenure |
| Security / Guarantor | Official member(s) of the society required as guarantor(s) |
3. Vehicle Loan
Loan scheme available for purchasing new or pre-owned (used) two-wheelers and four-wheelers with simple documentation and a hassle-free approval process.
| Loan Feature | General Terms & Conditions |
|---|---|
| Loan Limit | In proportion to the vehicle value (as per quotation) |
| Interest Rate | Attractive interest rates (please contact the branch) |
| Repayment Tenure | Flexible monthly installments |
| Security / Guarantor | Hypothecation of the purchased vehicle |
4. Gold Loan
Get instant loans against your gold ornaments. Instant financial assistance with bank-level secure vault storage and transparent valuation.
| Loan Feature | General Terms & Conditions |
|---|---|
| Loan Limit | As per gold valuation and rules |
| Interest Rate | Highly reasonable interest rates (please contact the branch) |
| Repayment Tenure | Convenient tenure and repayment options |
| Security / Guarantor | Pledge of gold ornaments/items with the society |
5. Business Loan
A loan scheme suitable for working capital and business expansion needs of small and medium entrepreneurs, professionals, and traders.
| Loan Feature | General Terms & Conditions |
|---|---|
| Loan Limit | As per business turnover and requirement |
| Interest Rate | Competitive interest rates (please contact the branch) |
| Repayment Tenure | Easy monthly installments / Working capital tenure |
| Security / Guarantor | Business hypothecation or suitable guarantor required |
6. Housing Loan
Long-term housing loan with easy repayment options for purchasing a new house, flat, or for renovation and repair of your existing home.
| Loan Feature | General Terms & Conditions |
|---|---|
| Loan Limit | As per property valuation and rules |
| Interest Rate | Attractive interest rates (please contact the branch) |
| Repayment Tenure | Long and flexible tenure options |
| Security / Guarantor | Mortgage of the respective house/property with the society |
7. Computer Loan
Easy loan financing for purchasing new computers, laptops, or related technical equipment for student, salaried, or business needs.
| Loan Feature | General Terms & Conditions |
|---|---|
| Loan Limit | As per the purchase price of the computer (per quotation) |
| Interest Rate | Reasonable interest rates (please contact the branch) |
| Repayment Tenure | Easy monthly installments |
| Security / Guarantor | Hypothecation of computer equipment or guarantor |
8. Consumer Product Loan
Loans available on easy installments for purchasing household electronic items such as TV, refrigerator, washing machine, and other domestic appliances.
| Loan Feature | General Terms & Conditions |
|---|---|
| Loan Limit | As per the price of the appliance to be purchased |
| Interest Rate | Reasonable interest rates (please contact the branch) |
| Repayment Tenure | Easy monthly installments |
| Security / Guarantor | Hypothecation of the appliance or guarantor |